91黑料网

Student Health Insurance Plan

91黑料网 is pleased to partner with University Health Plans (UHP) as our student health insurance manager. UHP is an independent insurance agency specializing in student insurance. UHP combines an in depth knowledge of state insurance regulations with years of experience in the health care and insurance industry to customize student medical insurance plans to address the unique needs of 91黑料网 students.  

Health Insurance Requirement

Massachusetts Law requires that all students enrolled in 9 or more credit hours must have health insurance while attending 91黑料网. Undergraduate students are automatically enrolled and billed in the Student Health Insurance Plan offered through 91黑料网 if they are registered for nine or more credits. In compliance with the Commonwealth of Massachusetts program of Universal Health Care, all international students are required to enroll in a qualified health insurance plan sponsored by the College. This mandatory health insurance charge can only be removed from the invoice by completing the on-line waiver process. If the student is currently enrolled in a health insurance plan with comparable coverage, they may waive the Student Health Insurance Plan (SHIP) online. Students who do not complete the waiver process by the end of the first week of class will be automatically enrolled. Visit to waive coverage for the policy year.

Before waiving make sure to compare the cost, coverage, and benefits of the SHIP to your existing plan. Most students with out-of-state managed care plans or HMOs are not eligible to waive coverage as those types of plans do not provide students with access to non-emergent care in the Boston area. Your health insurance plan must meet the below requirements to waive the Student Health Insurance Plan:

• Your plan must provide access to doctors, specialists, hospitals, labs, pharmacies, and mental health/behavioral health providers in Massachusetts, specifically the UMass Boston campus area.
  • Please note, if you are enrolled in an out-of-state Medicaid, HMO, or EPO your coverage may not be sufficient in Massachusetts. Many out-of-state plans do not provide comprehensive benefits outside of the home service area, and urgent or emergency-only coverage in Massachusetts is NOT sufficient and does not meet the SHIP waiver requirements.
• MassHealth Limited, Health Safety Net, and Children’s Medical Security Plan do not meet the insurance requirements and are not accepted.
• Your plan must be a US health insurance plan that is filed and approved in the US.
  • Travel insurance, health share plans and short-term limited duration plans are not accepted.
• Provide coverage for the entire policy year (8/1/25-7/31/26) with no break in coverage.
• Comply with the Affordable Care Act (ACA) and provide minimum essential coverage as defined by the ACA including:
  • Provide an unlimited policy maximum.
  • Include coverage for pre-existing conditions.
  • Provide emergency and non-emergency care in the area of the University.
• International students must also have coverage for medical evacuation and repatriation.

A new online waiver form must be completed by the deadline each school year. A waiver form completed in the fall semester will be automatically applied to your student account for the spring semester of the same school year. No additional action is necessary in the spring.

Students who miss the fall waiver deadline will be enrolled for coverage and are responsible for the insurance charge on their bill. The spring waiver form is available for new spring students only.

Students who waive for fall semester will not have the opportunity to enroll at a later date unless they experience an eligibility qualifying life event. Please contact UHP at 833.251.1725 or infor@univhealthplans.com for the Qualifying Event Enrollment Process.

If you will require enrollment in the College Sponsored health insurance plan, please choose the “Enrollment Form” option on the site to enroll in the Health Insurance Plan provided by Blue Cross Blue Shield of Massachusetts.

Eligible students will not be automatically enrolled in the SHIP until after the posted deadline. To expedite the processing of your enrollment, you must complete the online enrollment form on the website which is located in the navigation menu on the left-hand side of the page.

Plan Description

Plan Costs

The annual cost of the Student Health Insurance will be billed in the fall semester. Please refer to the current Tuition and Fees schedule for plan costs. If you have any questions about the Student Health Insurance Plan, please contact University Health plans 800-437-6448 or .